Many lenders will offer either a capital repayment or interest-only mortgage with a term taking you past the traditional state retirement age, often to age 75 or 80. 

This can be done if you can show that you are continuing to work (and this must be ‘reasonable’ work for your age), or that you have regular income to cover it. The income may be from pensions, investments, property rental, etc. 

As with a normal mortgage, this loan will be granted on whether you can afford it, it will have an end date, and payments should be made throughout the term until the mortgage has been repaid. 

If the mortgage is operated on an interest-only basis, you will need to provide proof of a repayment vehicle (ISAs, investments, sale of an existing property, etc.) that will provide sufficient funds to clear the mortgage at the end of its term.

Your home may be repossessed if you do not keep up repayments on your mortgage.